*{
    margin:0;
    padding:0;
    box-sizing:border-box;
}

body{
    font-family:'Poppins',sans-serif;
    background:#F7FAFF;
    color:#111827;
}

a{
    text-decoration:none;
}

.container{
    max-width:1200px;
    margin:auto;
    padding:0 20px;
}

.header{
    position:sticky;
    top:0;
    z-index:999;
    background:#fff;
    border-bottom:1px solid #E5E7EB;
}

.navbar-custom{
    height:82px;
    display:flex;
    align-items:center;
    justify-content:space-between;
}

.logo{
    font-size:34px;
    font-weight:800;
    color:#111827;
}

.logo span{
    color:#2563EB;
}

.nav-right{
    display:flex;
    align-items:center;
    gap:35px;
}

.nav-link-custom{
    color:#374151;
    font-weight:500;
    transition:.3s;
}

.nav-link-custom:hover{
    color:#2563EB;
}

.btn-start{
    background:#2563EB;
    color:#fff;
    padding:14px 30px;
    border-radius:14px;
    font-weight:600;
    transition:.3s;
}

.btn-start:hover{
    background:#1D4ED8;
    color:#fff;
}

@media(max-width:768px){

.nav-right .nav-link-custom{
display:none;
}

.logo{
font-size:28px;
}

.btn-start{
padding:12px 18px;
font-size:15px;
}

}
.hero{
    padding:70px 0;
}

.hero-grid{
    display:grid;
    grid-template-columns:1fr 480px;
    gap:70px;
    align-items:center;
}

.hero-badge{
    display:inline-block;
    background:#E8F1FF;
    color:#2563EB;
    padding:10px 18px;
    border-radius:100px;
    font-weight:600;
    margin-bottom:20px;
}

.hero-left h1{
    font-size:58px;
    line-height:1.15;
    font-weight:800;
    color:#111827;
}

.hero-left h1 span{
    color:#2563EB;
}

.hero-left p{
    margin:25px 0;
    font-size:18px;
    color:#6B7280;
    max-width:520px;
}

.hero-buttons{
    display:flex;
    gap:18px;
    margin-top:35px;
}

.btn-outline{
    padding:14px 30px;
    border:2px solid #2563EB;
    border-radius:14px;
    color:#2563EB;
    font-weight:600;
}

.btn-outline:hover{
    background:#2563EB;
    color:#fff;
}

.loan-card{
    background:#fff;
    border-radius:28px;
    padding:35px;
    box-shadow:0 20px 60px rgba(37,99,235,.12);
    border:1px solid #E8EEF8;
}

.loan-card small{
    color:#6B7280;
}

.loan-card h2{
    font-size:48px;
    color:#2563EB;
    margin:12px 0 30px;
    font-weight:800;
}

.loan-item{
    display:flex;
    justify-content:space-between;
    padding:18px 0;
    border-top:1px solid #EEF2F7;
}

.loan-item:first-of-type{
    border-top:none;
}

.loan-item span{
    color:#6B7280;
}

.loan-item b{
    color:#111827;
}

@media(max-width:991px){

.hero{
padding:40px 0;
}

.hero-grid{
grid-template-columns:1fr;
gap:35px;
}

.hero-left{
text-align:center;
}

.hero-left h1{
font-size:38px;
}

.hero-left p{
margin:auto;
margin-top:20px;
}

.hero-buttons{
flex-direction:column;
}

.btn-start,
.btn-outline{
width:100%;
text-align:center;
}

.loan-card{
margin-top:10px;
}

}
.hero-image{
    width:100%;
    max-width:550px;
    display:block;
    margin:auto;
    object-fit:contain;
}
.hero{
    padding:80px 0;
    background:linear-gradient(180deg,#ffffff 0%,#f5f9ff 100%);
}

.hero-content{
    max-width:620px;
}

.hero-right{
    display:flex;
    justify-content:center;
    align-items:center;
}

.hero-image{
    width:100%;
    max-width:560px;
    animation:float 5s ease-in-out infinite;
}

@keyframes float{
    0%{transform:translateY(0);}
    50%{transform:translateY(-12px);}
    100%{transform:translateY(0);}
}
.stats{
    padding:70px 0;
    background:linear-gradient(135deg,#2563EB,#1D4ED8);
    margin-top:40px;
}

.stats-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:25px;
}

.stat-box{
    text-align:center;
    color:#fff;
}

.stat-box h2{
    font-size:42px;
    font-weight:800;
    margin-bottom:10px;
}

.stat-box p{
    font-size:17px;
    opacity:.9;
    margin:0;
}

@media(max-width:991px){

.stats{
padding:50px 20px;
}

.stats-grid{
grid-template-columns:repeat(2,1fr);
gap:35px;
}

.stat-box h2{
font-size:34px;
}

}

@media(max-width:576px){

.stats-grid{
grid-template-columns:1fr;
}

}
.hero{
    padding:35px 0 70px;
}
/* ========= Mobile Menu ========= */

.mobile-overlay{
    position:fixed;
    inset:0;
    background:rgba(0,0,0,.45);
    opacity:0;
    visibility:hidden;
    transition:.35s;
    z-index:998;
}

.mobile-menu{
    position:fixed;
    top:0;
    left:-320px;
    width:320px;
    height:100vh;
    background:#fff;
    z-index:999;
    transition:.35s;
    overflow:auto;
    box-shadow:0 20px 60px rgba(0,0,0,.18);
}

.mobile-header{
    display:flex;
    justify-content:flex-end;
    padding:20px;
    border-bottom:1px solid #eee;
}

.close-menu{
    background:none;
    border:none;
    font-size:40px;
    color:#888;
    cursor:pointer;
}

.mobile-links{
    display:flex;
    flex-direction:column;
}

.mobile-links a{
    padding:18px 25px;
    color:#222;
    font-size:18px;
    font-weight:500;
    border-bottom:1px solid #eee;
}

.mobile-links a:hover{
    background:#F7FAFF;
    color:#2563EB;
}

.mobile-buttons{
    padding:20px;
}

.mobile-btn{
    display:block;
    text-align:center;
    padding:16px;
    border-radius:12px;
    font-weight:600;
    margin-bottom:15px;
}

.mobile-btn.fill{
    background:#2563EB;
    color:#fff;
}

.mobile-btn.outline{
    border:2px solid #2563EB;
    color:#2563EB;
}

.mobile-btn.outline:hover{
    background:#2563EB;
    color:#fff;
}

@media(min-width:769px){

.mobile-menu,
.mobile-overlay{
display:none;
}

}
.menu-toggle{
    display:none;
    background:none;
    border:none;
    font-size:32px;
    color:#2563EB;
    cursor:pointer;
}

@media(max-width:768px){

.menu-toggle{
    display:block;
}

}
/* ===== Why Us ===== */

.why-us{
    padding:90px 0;
    background:#F8FBFF;
}

.section-title{
    text-align:center;
    margin-bottom:60px;
}

.section-title span{
    display:inline-block;
    color:#2563EB;
    font-weight:700;
    letter-spacing:2px;
    font-size:14px;
    margin-bottom:12px;
}

.section-title h2{
    font-size:42px;
    font-weight:800;
    color:#111827;
    margin-bottom:15px;
}

.section-title p{
    color:#6B7280;
    font-size:18px;
}

.why-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:25px;
}

.why-card{
    background:#fff;
    padding:35px 30px;
    border-radius:22px;
    text-align:center;
    transition:.35s;
    border:1px solid #E6EEF9;
    box-shadow:0 10px 30px rgba(37,99,235,.05);
}

.why-card:hover{
    transform:translateY(-10px);
    box-shadow:0 20px 45px rgba(37,99,235,.15);
}

.icon{
    width:70px;
    height:70px;
    margin:auto;
    margin-bottom:20px;
    border-radius:18px;
    background:#EEF4FF;
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:32px;
}

.why-card h4{
    font-size:22px;
    font-weight:700;
    margin-bottom:12px;
    color:#111827;
}

.why-card p{
    color:#6B7280;
    line-height:1.7;
    margin:0;
}

@media(max-width:991px){

.why-grid{
grid-template-columns:repeat(2,1fr);
}

}

@media(max-width:576px){

.why-us{
padding:70px 0;
}

.section-title h2{
font-size:30px;
}

.why-grid{
grid-template-columns:1fr;
}

}
/* ===== Loan Products ===== */

.loan-products{
    padding:90px 0;
    background:#fff;
}

.loan-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:30px;
    margin-top:50px;
}

.loan-box{
    background:#fff;
    border:1px solid #E8EEF8;
    border-radius:22px;
    padding:35px 30px;
    text-align:center;
    transition:.35s;
    box-shadow:0 10px 30px rgba(37,99,235,.05);
}

.loan-box:hover{
    transform:translateY(-10px);
    border-color:#2563EB;
    box-shadow:0 20px 45px rgba(37,99,235,.15);
}

.loan-icon{
    width:72px;
    height:72px;
    margin:auto;
    margin-bottom:22px;
    border-radius:20px;
    background:#EEF4FF;
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:34px;
}

.loan-box h4{
    font-size:24px;
    font-weight:700;
    margin-bottom:12px;
    color:#111827;
}

.loan-box p{
    color:#6B7280;
    line-height:1.8;
    margin:0;
}

@media(max-width:991px){

.loan-grid{
grid-template-columns:repeat(2,1fr);
}

}

@media(max-width:576px){

.loan-products{
padding:70px 0;
}

.loan-grid{
grid-template-columns:1fr;
}

}
/* ===========================
   Apply Form
=========================== */

.apply-section{
    padding:90px 0;
    background:#F8FBFF;
}

.apply-card{
    max-width:1000px;
    margin:50px auto 0;
    background:#fff;
    border-radius:24px;
    padding:40px;
    box-shadow:0 20px 60px rgba(37,99,235,.08);
    border:1px solid #E8EEF8;
}

.form-grid{
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:25px;
}

.form-group label{
    display:block;
    font-weight:600;
    margin-bottom:10px;
    color:#1F2937;
}

.form-group input,
.form-group select{
    width:100%;
    height:58px;
    border:1px solid #D8E4F5;
    border-radius:14px;
    padding:0 18px;
    font-size:16px;
    outline:none;
    transition:.3s;
    background:#fff;
}

.form-group input:focus,
.form-group select:focus{
    border-color:#2563EB;
    box-shadow:0 0 0 4px rgba(37,99,235,.10);
}

.apply-btn{
    width:100%;
    height:60px;
    border:none;
    margin-top:35px;
    border-radius:14px;
    background:#2563EB;
    color:#fff;
    font-size:18px;
    font-weight:700;
    cursor:pointer;
    transition:.3s;
}

.apply-btn:hover{
    background:#1D4ED8;
    transform:translateY(-2px);
}

@media(max-width:768px){

.apply-card{
padding:25px;
}

.form-grid{
grid-template-columns:1fr;
gap:18px;
}

}
/*==========================
    NBFC PARTNERS
===========================*/

.partners-section{
    padding:90px 0;
    background:#f8fbff;
}

.partners-grid{
    display:grid;
    grid-template-columns:repeat(6,1fr);
    gap:25px;
    margin-top:50px;
}

.partner-card{
    background:#fff;
    border-radius:18px;
    padding:30px;
    display:flex;
    justify-content:center;
    align-items:center;
    min-height:140px;
    border:1px solid #e9eef9;
    transition:.35s;
}

.partner-card:hover{
    transform:translateY(-8px);
    box-shadow:0 20px 45px rgba(0,75,255,.12);
}

.partner-card img{
    width:100%;
    max-width:140px;
    object-fit:contain;
}

/* Tablet */

@media(max-width:992px){

.partners-grid{
grid-template-columns:repeat(3,1fr);
}

}

/* Mobile */

@media(max-width:576px){

.partners-section{
padding:70px 0;
}

.partners-grid{
grid-template-columns:repeat(2,1fr);
gap:15px;
}

.partner-card{
padding:18px;
min-height:95px;
border-radius:14px;
}

.partner-card img{
max-width:90px;
}

}
/*==========================
     TESTIMONIALS
==========================*/

.testimonial-section{
    padding:90px 0;
    background:#fff;
}

.testimonial-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:30px;
    margin-top:55px;
}

.testimonial-card{
    background:#fff;
    border-radius:20px;
    padding:35px;
    border:1px solid #e8eefc;
    transition:.35s;
    box-shadow:0 8px 30px rgba(0,60,255,.05);
}

.testimonial-card:hover{
    transform:translateY(-10px);
    box-shadow:0 20px 45px rgba(0,75,255,.12);
}

.stars{
    color:#ffb400;
    font-size:22px;
    letter-spacing:3px;
    margin-bottom:20px;
}

.testimonial-card p{
    color:#555;
    line-height:1.8;
    font-size:16px;
    margin-bottom:30px;
}

.client{
    display:flex;
    align-items:center;
    gap:15px;
}

.avatar{
    width:55px;
    height:55px;
    border-radius:50%;
    background:linear-gradient(135deg,#2f66f3,#5b8cff);
    color:#fff;
    font-weight:700;
    display:flex;
    justify-content:center;
    align-items:center;
    font-size:22px;
}

.client h5{
    margin:0;
    font-size:18px;
    font-weight:700;
    color:#111827;
}

.client small{
    color:#6b7280;
}

/* Tablet */

@media(max-width:992px){

.testimonial-grid{
grid-template-columns:repeat(2,1fr);
}

}

/* Mobile */

@media(max-width:576px){

.testimonial-section{
padding:70px 0;
}

.testimonial-grid{
grid-template-columns:1fr;
gap:20px;
}

.testimonial-card{
padding:25px;
border-radius:16px;
}

.stars{
font-size:18px;
}

.testimonial-card p{
font-size:15px;
}

.avatar{
width:48px;
height:48px;
font-size:18px;
}

.client h5{
font-size:16px;
}

}
/*==========================
      CONTACT SECTION
==========================*/

.contact-section{
    padding:90px 0;
    background:#f8fbff;
}

.contact-wrapper{
    display:grid;
    grid-template-columns:1fr 1.2fr;
    gap:40px;
    margin-top:50px;
}

.contact-info{
    display:flex;
    flex-direction:column;
    gap:20px;
}

.contact-box{
    background:#fff;
    padding:30px;
    border-radius:18px;
    border:1px solid #e8eefc;
    box-shadow:0 8px 30px rgba(0,75,255,.05);
}

.contact-box h4{
    font-size:20px;
    margin-bottom:10px;
    color:#2563eb;
}

.contact-box p{
    margin:0;
    color:#555;
    line-height:1.7;
}

.contact-form{
    background:#fff;
    padding:35px;
    border-radius:20px;
    border:1px solid #e8eefc;
    box-shadow:0 8px 30px rgba(0,75,255,.05);
}

.contact-form form{
    display:flex;
    flex-direction:column;
    gap:18px;
}

.contact-form input,
.contact-form textarea{
    width:100%;
    padding:16px 18px;
    border:1px solid #dbe5ff;
    border-radius:12px;
    outline:none;
    font-size:16px;
    transition:.3s;
}

.contact-form input:focus,
.contact-form textarea:focus{
    border-color:#2563eb;
    box-shadow:0 0 0 4px rgba(37,99,235,.10);
}

.contact-form textarea{
    resize:none;
}

/* Tablet */

@media(max-width:992px){

.contact-wrapper{
grid-template-columns:1fr;
}

}

/* Mobile */

@media(max-width:576px){

.contact-section{
padding:70px 0;
}

.contact-form{
padding:25px;
}

.contact-box{
padding:22px;
}

}
.footer{
    background:#0F172A;
    color:#fff;
    padding:80px 0 25px;
}
.footer{
    background:#0F172A;
    color:#fff;
    padding:80px 0 25px;
}

.footer-grid{
    display:grid;
    grid-template-columns:2fr 1fr 1fr 1.2fr;
    gap:40px;
}

.footer h2{
    font-size:34px;
    font-weight:800;
    margin-bottom:20px;
}

.footer h2 span{
    color:#3B82F6;
}

.footer h4{
    font-size:20px;
    margin-bottom:20px;
}

.footer p{
    color:#CBD5E1;
    line-height:1.8;
}

.footer ul{
    list-style:none;
    padding:0;
    margin:0;
}

.footer ul li{
    margin-bottom:14px;
    color:#CBD5E1;
}

.footer ul li a{
    color:#CBD5E1;
    text-decoration:none;
}

.footer ul li a:hover{
    color:#60A5FA;
}

.footer-bottom{
    margin-top:50px;
    padding-top:25px;
    border-top:1px solid rgba(255,255,255,.1);
    text-align:center;
    color:#94A3B8;
}

@media(max-width:992px){

.footer-grid{
grid-template-columns:repeat(2,1fr);
}

}

@media(max-width:576px){

.footer{
padding:60px 0 20px;
}

.footer-grid{
grid-template-columns:1fr;
gap:30px;
}

.footer h2{
font-size:28px;
}

}
@media(max-width:576px){

.footer{
    padding:55px 0 25px;
}

.footer-grid{
    display:grid;
    grid-template-columns:1fr;
    gap:35px;
}

.footer h2{
    font-size:30px;
}

.footer h4{
    margin-bottom:15px;
}

.footer ul li{
    margin-bottom:10px;
}

}
.success-popup{
    position:fixed;
    inset:0;
    background:rgba(0,0,0,.55);
    display:none;
    justify-content:center;
    align-items:center;
    z-index:99999;
    padding:20px;
}

.success-popup.active{
    display:flex;
}

.popup-box{
    width:100%;
    max-width:500px;
    background:#fff;
    border-radius:20px;
    padding:35px;
    box-shadow:0 20px 60px rgba(0,0,0,.25);
    animation:popup .35s ease;
}

@keyframes popup{
    from{
        transform:scale(.8);
        opacity:0;
    }
    to{
        transform:scale(1);
        opacity:1;
    }
}

.popup-icon{
    font-size:55px;
    text-align:center;
    margin-bottom:15px;
}

.popup-box h2{
    text-align:center;
    margin-bottom:15px;
}

.popup-text{
    text-align:center;
    color:#666;
    margin-bottom:20px;
}

.offer-list{
    margin:20px 0;
}

.offer-list div{
    margin-bottom:12px;
}